Blue Choice® Plan
Dental Options
Dental coverage can be purchased as an option to your Extended Health Care plan,
or to your Pacific Blue Cross group extended health coverage.
1. Essential Dental Option
The Essential dental plan covers eligible expenses after a three-month no-claims
waiting period, up to a predetermined maximum. Eligible expenses include:
- Diagnostic expenses
- Preventive treatments
- Restorative treatments
- Periodontal cleaning
- Prosthodontic services
- Oral surgery
In addition, the plan covers emergency treatment of the above services while temporarily
outside of BC or the Yukon. There is no financial limit on the amount that will
be paid for the services covered over the lifetime of the plan.
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Year 1
|
Year 2
|
Year 3 and up
|
70% Basic
$500 per person
|
80% Basic
$750 per person
|
80% Basic
$1,000 per person
|
2. Enhanced Dental Option
The Enhanced dental plan covers all of the Essential dental benefits with the addition
of major restorative services, up to a combined predetermined maximum.
The plan covers 50% of eligible expenses incurred after 12 consecutive months on
the plan. The maximum amount payable for major restorative services is limited to
$500 for each covered person every calendar year.
Additional eligible expenses include:
- Major Restorative services
- Endodontics
- Orthodontic coverage (for dependent children only, benefit begins in year 3)
|
Year 1
|
Year 2
|
Year 3 and up
|
70% Basic
$500 per person
|
80% Basic
50% Major
$750 per person
|
80% Basic
50% Major
$1,000 per person
|