Blue Choice
Group Dental Add-On
Pacific Blue Cross offers dental coverage as an add-on to an existing
group health care plan.
1. Essential Dental Option
The Essential dental plan covers eligible expenses after a three-month
no-claims waiting period, up to a predetermined maximum. Eligible
expenses include:
- Diagnostic expenses
- Preventive treatments
- Restorative treatments
- Periodontal cleaning
- Prosthodontic services
- Oral surgery
In addition, the plan covers emergency
treatment of the above services while temporarily outside of
BC or the Yukon. There is no financial limit on the amount that
will be paid for the services covered over the lifetime of the
plan.
| Year 1 |
Year 2 |
Year 3 and up |
70% Basic
$500 per person |
80% Basic
$750 per person |
80% Basic
$1,000 per person |
2. Enhanced Dental Option
The Enhanced dental plan covers all of the Essential dental
benefits with the addition of major restorative services, up
to a combined predetermined maximum.
The plan covers 50% of eligible expenses incurred after 12
consecutive months on the plan. The maximum amount payable for
major restorative services is limited to $500 for each covered
person every calendar year.
Additional eligible expenses include:
- Major Restorative services
- Endodontics
- Orthodontic coverage (for dependent children only, benefit
begins in year 3)
| Year 1 |
Year 2 |
Year 3 and up |
70% Basic
$500 per person |
80% Basic
50% Major
$750 per person |
80% Basic
50% Major
$1,000 per person |
Plan rates effective from July 1, 2010 to June 1, 2011
| |
Essential |
Enhanced |
| Single |
$31/month
$353/year |
$65/month
$741/year |
| Couple |
$64/month
$730/year |
$129/month
$1,469/year |
| Family |
$97/month
$1,111/year |
$199/month
$2,269/year |