Dependent Life Insurance

A dependent is defined as an Employee's legal (or common-law) spouse and/or any unmarried child for whom the Employee is entitled to a deduction for income tax purposes, from 14 days of age to 21 years of age or to 25 years of age if a full-time student. Any mentally or physically handicapped child who was insured as a dependent, up to the maximum age, may remain insured provided the child is incapable of self-sustaining employment and is wholly dependent upon the Employee for support and maintenance.

Beneficiary

Any amount payable on the death of a dependent of an Employee shall be payable to that Employee.